Auto Loans: 93% of all applicants approved! And this includes the fair, poor and bad credit applicants that make up 56% of all American borrowers. Since 1996, we have processed over 1,000,000 bad credit auto loans, some with approved amounts of up to $45,000. Now, years away from the Great Recession, we know lots of bankruptcies are about to fall from borrowers’ credit reports. We strive to provide car loans to this hard-working population before traditional banks realize what they’re missing! More, by providing all the security a traditional, bricks-and-mortar bank can offer, we keep customers’ money secure 24/7.

Personal Loans:  First Financial is the nation’s leading source for personal loans, for people with low credit scores or bad credit. Once you have filled out your online request, on the final page of the form, you will be given directions that you must follow to complete the process. Once accepted, your cash is usually deposited in your bank account the next business day. Stay on top of your finances conveniently when you work with BBB A+ rated First Financial!

Business Loans: Did you catch it when, in 1994, Bill Gates proclaimed, “retail banks are dinosaurs.”  Soon after, Harvard Business School proclaimed internet banks, “lending disrupters” and praised us for making loans easier, more affordable and accessible. We’ve implemented the automated systems that result in lower rates and more convenience to the business borrower. Our reduced marketing and processing costs enable us to have higher approval rates as well! Harvard also found that online lenders approve applicants 60% of the time and traditional banks approved just 21% of applicants. Why not click to see what your loan limits and rates would be? After all, your business credit will not be impacted until you decide to accept our offer.

Mortgage Loans: First Financial brings the lender’s office to you, ready to make the best deal to win your business. Operating now since 1996, our banking security is the strongest available in the United States! Our customer-centric approach lets you check your rates and limits from the comfort of your living room with no impact to your credit score. In the Internet Era, the most sophisticated borrowers know they have the power when they make lenders work for their business.

There are a lot of benefits for this kind of in house financing loan. The greatest advantage that the auto loan with bad credit gives lies in the name itself. It is incredibly hard to get a loan with bad credit and even though you have the means and the income to buy a car, the drive time will always come in the way of that, but now you will finally get to buy your dream car without having to worry about not getting a loan because of your past mistakes. This sort of buy here pay here loan also helps when you have a bad credit record but it’s not as bad as it sounds. It has just missed the standards set by certain banks and you can’t get a loan from them.